There’s a huge misconception that you have to be rich to move abroad. But that’s simply not true. When I moved to London in 2017, I had only $1,000 in my bank account. Was that the smartest move? Maybe not. But did I make it work? Absolutely.
The idea that you need a massive savings account or come from wealth to relocate is outdated. The truth is, there are many ways to move abroad affordably, and I’m here to show you exactly how you can do it—even if you don’t have a lot of money.
Step 1: Pick the Right Country and Visa
Before making any major decisions, research the best country for your situation. Some destinations are easier and more affordable to move to than others, depending on visa requirements, job opportunities, and the cost of living.
Questions to Consider
- Can I legally work there?
- What kind of visa do I qualify for?
- Is the cost of living reasonable?
Visa options vary, but here are some of the most common ways to move abroad:
Work Visas
A work visa is one of the best options since it allows you to legally work and support yourself. Many countries require a job offer before issuing a visa, so it’s smart to start applying early. Read about the advantages of working abroad to understand how international work experience can benefit you.
Youth Mobility & Working Holiday Visas
If you’re between 18-35 years old, some countries offer working holiday or youth mobility visas that allow you to live and work abroad for a limited time without needing a job offer in advance.
Student Visas
Studying abroad is another affordable way to relocate. In many countries, tuition fees are significantly cheaper than in the U.S. or UK, and student visas often allow part-time work.
If you’re unsure where to start, my moving abroad checklist will help guide you through the research and visa process.
Step 2: Budget and Save for Your Move
Moving abroad doesn’t require being rich, but you do need some money to cover initial expenses.
Ways to Save Money for Your Move
- Cut unnecessary spending and save aggressively
- Sell unused items to build up extra cash
- Look for ways to earn money remotely before your move
The amount of money you need depends on your destination, visa requirements, and lifestyle, but a good rule of thumb is to save at least 3-6 months’ worth of living expenses. Some countries even require proof of funds before issuing a visa.
Read my guide on saving money for moving abroad for more in-depth strategies.
Step 3: Secure a Job Before You Move
One of the best ways to move abroad without a large savings account is to find a job before you arrive.
How to Find Jobs Abroad
- Use job boards like Indeed, LinkedIn, and Glassdoor
- Look for remote jobs that allow international work
- Consider teaching English abroad, even if you don’t have prior teaching experience
Not all countries have a strong job market for foreigners, so researching before you move is essential. Read what I wish I knew before moving abroad to learn from my experience.
Step 4: Reduce Living Expenses
Once you’ve moved, keeping your costs low is key to surviving on a budget.
Affordable Housing Options
- Rent a room instead of an entire apartment
- Consider co-living spaces or shared housing
- Use Facebook groups or expat forums to find budget-friendly housing
Everyday Cost-Cutting Tips
- Take advantage of local discounts for students, workers, or expats
- Cook at home instead of eating out
- Use public transportation instead of taxis
Is Moving Abroad Without Being Rich Possible?
Absolutely. But it takes planning, research, and financial discipline. Moving abroad isn’t always easy, but if I could do it with only $1,000 in my bank account, so can you.
